Make sure you save enough money to retire comfortably by investing in our retirement
annuity, from as little as R300 p.m or R5 000 lump sum.
Get the benefit of compound interest and returns, this is how money makes more money for you over a long period. Look after the future and start saving towards retirement as early as possible. Maintain your desired standard of living and plan for unforeseen expenses in your retirement.
A retirement annuity is a great way to supplement your pension or provident fund savings or save independently to build up enough to retire comfortably. At the same time, it allows you to maximise your allowable tax deductions of 27.5% of your income. And you pay no income, capital gains or dividends tax on all returns in your RA.
Save on fees
You save on financial advisory fees and pay no administration fees for the first 18 months. Terms and conditions apply.
Open and manage your RA on the FNB App
Get started with just R300 per month via debit order. Or deposit a lump sum of R5 000 and make additional minimum contributions of R2 000.
Get more value
Starting with a small amount over a long period can give the comfort that you will be able to look after yourself in your golden years. We can help you save towards retirement with our newly launched Retirement Annuity (RA).
Open a retirement annuity in less than 3 minutes on the FNB App.
Tip: Have your tax number ready.
Choose from our range of funds
We've designed our retirement annuities to help you reach your retirement goals. Invest in a range of funds designed to beat inflation.
Make sure you update your retirement plan with any new retirement goals and adjust your savings and investments accordingly.
At the same time you should update your will to ensure that your hard earned money and other assets are distributed according to your wishes.
Other ways to apply
Contact your financial advisor