A sole proprietor is a type of business that is owned and run by one person. There is no legal distinction between the owner
and the business entity. With First Business Zero you pay a zero monthly account fee and get free unlimited card swipes.
First Business Zero is a digital solution designed just for you.
As a sole proprietor who owns and runs your business by yourself, we understand the challenges and time constraints that come from working 'on' your business whilst working 'in' your business. Your are constantly on the move, wishing you had more hours in the day to get through everything.
Opening a First Business Zero Account is simple. Open the FNB App, select 'First Business Zero Account', upload your documents and start transacting.
Pay no monthly account fee and enjoy unlimited free card swipes.
Accept payments with QR Speedpoint® available on the FNB App.
Get rewarded with data, voice minutes and SMSs every month on your FNB Connect SIM.
Transfer any additional cash into your FNB Business Call Account.
Access a free business coach any time, anywhere with Fundaba on the FNB App.
The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online and in-store purchases wherever you are in the world. You can also create an unlimited number of cards at no additional cost to use as you need them.
Your CVV number changes every hour. Create, cancel, delete or block your card at any time.
Virtual cards can also be used for FNB Pay (Tap to Pay, Scan to Pay) and all partner wallet transactions, including Apple Pay, Samsung Pay, Fitbit Pay and Garmin Pay, without the need for a physical card.
First Business Zero is designed exclusively for sole proprietors.
Sole proprietorship is a type of business that is owned and run by one person. There is no legal distinction between the owner and the business entity. A sole proprietor is a business not registered with CIPC (Companies and Intellectual Property Commission). The sole proprietor business owner accepts all risks associated with the business and makes all the business decisions by themselves.
Other business types have access to our Gold Business Account as an alternative.