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Financial planning

Overview

Off balance sheet trade finance facilities


Off balance sheet trade finance facilities through structured self-liquidating deals, meaning that you will be able to undertake much bigger trade-related transactions than what normal banking facilities would usually allow.

Get in touch


Gauteng North and Tshwane

Email: trade@fnb.co.za

Gauteng South West & East

Email: trade@fnb.co.za

Western, Eastern and Southern Cape

Email: trade@fnb.co.za

KwaZulu-Natal

Email: trade@fnb.co.za

Inland

Email: trade@fnb.co.za

Africa

Email: trade@fnb.co.za

What is STCF?


STCF involves financing of commodities, goods and products being exported, imported, bought or sold.

It provides sophisticated trade solutions and innovative risk-hedging solutions for traders, importers and exporters, buyers and sellers, intermediaries and agents.

This product transfers the risks associated with trade financing from your business to parties that are better equipped to absorb these risks.

Through tried and tested trade finance risk mitigation techniques, STCF can help your business mitigate your cross-border and country risks.

Finance available


  • Back-to-back letters of credit transactions
  • Back-to-back guarantees
  • Collateralised managed stock financing
  • Transferable letters of credit
  • Escrow accounts
  • The financing of inventory, receivables and materials in transit (internationally + locally)
  • Foreign currency denominated trade finance for importers and exporters
  • Issuance of trade instruments against cash cover
  • Logistics and equipment import finance

Does your business need STCF?


  • Is your growing and profitable business experiencing cash flow constraints?
  • Do you want to manage your procurement, inventory and sales risks better?
  • Are you turning down big contracts due to credit limits on your existing banking facilities?
  • Do you require bespoke and improved risk-mitigated specialised trade financing?

We can help to facilitate and finance your business's cross-border transactions, as we focus on underlying transaction flows rather than balance sheet strength. We can therefore tailor a bespoke solution suited to your business's specific trading requirements.

Integrated benefits


Your business benefits from strategic cross-border procurement and sales, the diversification of funding types, and the use of accredited transport, insurance, inspection agency and freight forwarder service providers to inter alia mitigate trading, transit and ownership risks.

Documents needed


Contact a specialist in your area for documentation required

Structured Trade + Commodity Finance


Specialists supported by expert credit + legal staff


Meets your needs outside of normal banking credit lines - focuses on underlying transaction flows rather than your balance sheet strength.

What is STCF?


Reduce cross-border + country risks


STCF involves financing of commodities, goods and products being exported, imported, bought or sold.

Benefits to your business


Additional benefits


Generate funds + lower risks

Finance available


Various finance options


  • Back-to-back letters of credit transactions
  • Back-to-back guarantees
  • Collateralised managed stock financing
  • Transferable letters of credit

Getting it made easy


Documents needed


Contact a specialist in your area for documentation required