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Comprehensive

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For sales , call 0860 328 328 (option 2) or email fnbibsales@fnb.co.za

For claims , call 0860 328 328 (option 4) or email inbclaims@fnb.co.za

For policy administration , call 0860 328 328 (option 5) or email fnbinsurancebrokers@fnb.co.za

For complaints or compliments , call 087 736 0816 or email Mandy.rajcoomar@fnb.co.za

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Comprehensive Cover

This insurance option covers the contents of your home against loss or damage due to:

  • Fire, lightning and explosions.
  • Theft or attempted theft which causes loss or damage to your goods, following forcible and violent entry to (or exit from) your premises.
  • Loss or damage caused by water systems failure, including burst, leaking or overflowing geysers, water supply tanks, cisterns and water pipes.
  • Impact by animals, vehicles, falling trees or parts of trees, aircraft or articles dropped from above.
  • Loss or damage caused by deliberate or wilful acts.
  • Natural disasters including storm, wind, flood, hail, snow or earthquake damage.

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Limited Cover

The Limited Cover insurance option includes all the same benefits as Comprehensive Cover, except theft cover, and is therefore charged at a lower premium.

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Benefits

  • Affordable premiums
  • Fixed excess
    You will know exactly how much you will have to pay, regardless of the value of your claim. You can choose a lower fixed excess with a higher premium or a higher excess with a lower premium.
  • Excess waiver
    The excess on the first claim made after three claim-free years will be waived (you won't need to pay an excess). This option is available to customers who have chosen the lowest excess option.
  • Retrenchment premium waiver
    If you are retrenched, your insurance premiums will be paid for up to six months.
  • Free road and home assistance
    For any home or roadside emergencies.
  • Free road protect membership
  • Optional benefits
    Car Hire, Credit Shortfall, Specified (Named) Driver, Trauma, Keys & Locks and Emergency Hotel Expenses

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Qualifying Criteria

  1. South African citizen or permanent resident
  2. Be 18 years or older

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Documents needed

  • South African ID book/card
  • Proof of residence (in your name, not older than 3 months)
  

FNB Insurance Brokers, a business unit of FNB Business, a division of FirstRand Bank Limited.

An authorised financial services and credit provider (NCRCP20)

Registration No: 1929/001225/06 FSP Licence No: 20081

Home insurance

The roof over your head

Home insurance exclusively for FNB clients, backed by Auto & General. You can cover your physical structures by taking out insurance for your buildings or you can insure your household contents.

What you can cover

Your home (the physical structure)



Household contents



Personal goods



Cover options

Tailored to you

What it will cost

Unique to you

As with any form of insurance, there are many factors that impact your risk profile and consequently, your premium.

Benefits

Benefits to bank on

  • Affordable premiums
  • Fixed excess
    You will know exactly how much you will have to pay, regardless of the value of your claim. You can choose a lower fixed excess with a higher premium or a higher excess with a lower premium.

Home insurance

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Find a branch

Qualifying criteria

Documents needed

 

Get in touch

Visit your nearest FNB branch

FNB Insurance Brokers, a business unit of FNB Business, a division of FirstRand Bank Limited. An authorised financial services and credit provider (NCRCP20) Registration No: 1929/001225/06 FSP Licence No: 20081

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).