Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

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Product Shop

Corporates + Public Sector

Corporate Public Sector

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Product Shop

Private Banking

Private Banking

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Download the FNB Banking App

The estimated monthly repayment

The estimated monthly repayment on a R500 FNB Temporary Loan.

FNB Temporary Loan offer example

Loan amount Initiation fee paid over term of loan Interest rate Monthly service fee Total loan amount Loan term
R500.00 R63.25
(includes VAT)
0% R0 R563.25 31 repayment days

Temporary Loan

Get up to R10 000 for emergencies - instantly

Getting it is as easy as 1,2,3.

1. Apply 2. Get approved 3. Get the money in your account immediately


Manage the unexpected

Whether it's an emergency such as medical bills, vehicle expenses, a death in the family or any other unexpected bills, we can help you.

  • No interest charged
  • One initiation fee
  • Loan amount between R100 and R10 000
  • Manage how your repay the loan with deposits into your transactional account under your scheduled payments

The initiation fee varies per loan amount up to a maximum of 13% with a repayment term of 31 days.

View loan example

Applying made easy

Temporary loan

Qualifying Criteria

  1. FNB customer with an active FNB Cheque Account or Easy Account
  2. Be 18 years and older
  3. Be a South African Citizen
  4. Pass affordability and credit scoring assessment

How to get it

Apply now!

Other ways to apply

Dial *120*321#

Cellphone Banking, FNB App

FNB Bank City, Cnr Simmonds & Pritchard Street, Johannesburg, 2001.

Documents needed

  • No documents required