For businesses with an annual turnover of R0 - R5 million
For businesses with an annual turnover of R5 million to R60 million
For businesses with an annual turnover of R60 million and above
A convenient, short-term credit facility that is ideal for emergencies and unforeseen circumstances.
Published at 2023-05-26
Balance | Rate | Effective Rate |
---|---|---|
R1 - R19 999 | 6.50% | 6.70% |
R20 000 - R99 999 | 6.75% | 6.96% |
R100 000+ | 7.00% | 7.23% |
Let FNB's Debit Order and Recipient Switching team move your existing debit and recipients free of charge.
Instant Accounting uses your FNB electronic bank statements to generate financial reports including income statements, balance sheets and cash flow statements.
Our Merchant Services allow you to offer your customers a secure and efficient means to pay for goods and services with a card, with various payment accepting solutions that cater for a franchise set-up.
At FNB, we understand the variety of needs in building a business and we cater for any type of relationship from franchisors,
franchisees to suppliers and staff.
Let us make running your business easier with tailor-made products and services for your franchise.
No matter the stage of your franchise, FNB has a Franchise Business Account that offers flexible and cost-effective solutions to guide your business's growth.
Pricing guideKeep track of your business transactions electronically with email statements, delivered to your FNB inbox for FREE - available to be downloaded via the FNB App.
Create a secure password with Online Secure for FREE to ensure that online transactions on thirdparty websites are secure.
Instant Accounting enables you to do your business's financial reports for FREE.
Our Merchant Services allow you to offer your customers a secure and efficient means to pay for goods and services with a card.
The Business Overdraft facility is linked to your Franchise Business Account and provides the ability to make payments even when there are no cash funds available in your account, thus avoiding penalty fees and additional charges. You only pay for your overdraft, when you use it and there is no minimum monthly payment as long as you remain within the stipulated limits.
Read more
Giving you additional features to help manage all the needs of your business, with dual authorisation and enhanced modules you can take up on request.
Empower your staff by issuing them with a limited-function Debit card with restricted functionality to protect your business information and funds in the account.
Full-function cards can be issued and linked to the business's accounts allowing the card holder to withdraw cash, pay at point-ofsale devices, obtain balances/mini-statements at FNB ATMs and perform transfers between accounts.
You can easily make once-off and recurring transfers and payments as well as debit and stop orders using Online Banking for Business.
Track your financial transactions electronically, pay your staff, send and receive cross-border payments and more.
eBucks Rewards for the franchise programme has been improved and provides more ways for businesses to earn and spend eBucks.
Find out more
The FNB Business Call Account links to your Franchise Business Account, allowing you to ring fence funds away from your main transactional account for provision or saving purposes. This helps you manage your cash flow by allowing you to provide for your PAYE, VAT, staff bonuses and other short-term business obligations.
The FNB Business Call Account allows you immediate access to your funds, by transferring between your FNB Business Call Account and your Franchise Business Account.
The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online
and in-store purchases wherever you are in the world. You can create multiple virtual cards at no additional cost , to use as you need them.
Your CVV number changes every hour. Create, cancel, delete or block your card at any time.
Virtual cards can also be used for FNB Pay (Tap to Pay and Scan to Pay) and all partner wallet transactions, including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, and SwatchPAY!, without the need for a physical card.
Choose more value for you and your family and earn eBucks while you spend online.
Get instant insurance for items purchased with your virtual card at no extra cost.
Tell me moreFor businesses with an annual turnover of R0 million - R150 million