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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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Financial planning


Business Cashflow Cover

Help for when it's not business as usual

We understand that cashflow is vital for your business to stay afloat.

Get paid a daily cash sum; fixed cover amounts range from R1 000 to R12 500 per day, depending on your turnover.
Choose your cover period; between 7 or 14 days, specific to your business needs.
Stabilise your business, in the event of that your business is interrupted for more than three days.

Affordable cover for business interruption from R79 pm

Whether you run a hair or beauty salon, a bakery, coffee shop or restaurant, offer repairs, make and sell goods, retail on a smaller scale, provide specialist services, kennel and groom pets, or teach Zumba classes, your premises are critical to the delivery of your services or products. Whatever your business, we're here to help you with cover for business interruption.

FNB Business Cashflow Cover can offer you peace of mind - knowing that your cashflow won't be interrupted if your business is. There are no lengthy waiting periods, complex underwriting or excess payments.

Our Business Cashflow Cover will help your business maintain cashflow by paying out a daily cash sum to help stabilise your business, in the event of your business being interrupted for more than three days.

What is a business interruption?

If an event interrupts or stops your business activities for a minimum of three days and prevents you, your employees, customers or suppliers from using your business premises. And as a result, your business is not able to earn an income and your turnover has been impacted by more than 20%, due to the business interruption.

Tailor cover to your business needs

Choose the right cover for your business and the amount of cover you need.

Accidental damage & failure

Due to mechanical, electrical or electronic breakdown of public supply facilities - within a 5km radius.


Theft or attempted theft following forcible and violent entry and exit, including on-site business vehicles.

Natural events

Like flood, wind, water, hail, snow, fire, lightning, explosions, earthquakes, subsidence and landslip.

Water-related damage

Interruption caused by burst and/or leaking water heating systems and pipes.

Other damage

Damage caused by falling objects, non-domestic animals, oil spills, and malicious damage.


How Cashflow Cover works

Each business is different and has different needs when it comes to cashflow and business continuity processes. Which is why we offer a range of options:

  • Choose a period of 7 or 14 days
  • Choose the most suitable cover option that meets your business needs

Applying made easy

Business Cashflow Cover

How to apply

View brochure

What you need