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G20 South Africa 2025

From seed to silo: FNB's partnership with South Africa's Agriculture Sector

FNB sees agriculture not just as a business, but as a legacy rooted in the land and passed down through generations. We're invested in being more than just a bank; we're a partner dedicated to nurturing the growth of the sector, from the smallest family farms to large-scale enterprises.

Sowing the seeds of transformation and empowerment

For us, partnership means investing in people and progress. We believe a thriving agricultural sector is one that's diverse and inclusive. This commitment has driven us to provide significant support to those shaping the future of farming:

The G20 focuses on:

  • We've provided R6.8 billion in loans to black-owned agricultural businesses, directly supporting over 1 068 farming enterprises
  • Our lending has empowered more than 229 000 women entrepreneurs with R49.6 billion in funding

Beyond financing, we've teamed up with commodity groups and government bodies to offer training, tools, and mentorship, ensuring emerging farmers have the resources to not just survive but thrive.

Cultivating a lasting harvest

We understand that agriculture is a cyclical sector, and success isn't just about a good season. It's about long-term resilience.

That's why our approach goes far beyond simple lending solutions. As FNB Agricultural Economist, Paul Makube puts it, 'It goes beyond funding. We look at the entire value chain, de-risking where possible, and developing tools to help agriculture businesses navigate a challenging environment.' We believe in open, ongoing conversations to anticipate challenges and prepare for them. We stand by our clients through the good times and the bad, offering individualised support because we know no two farms are alike.

With many young people now choosing a career in farming, we're dedicated to helping them get started. We smooth the path with funding initiatives, mentorship programmes and succession planning to ensure that the knowledge and opportunities of today are passed on to the next generation. This is crucial for securing South Africa's food security in the future.

Building a sustainable future together

Ultimately, our goal is to help build a resilient and sustainable agricultural landscape for decades to come. This means fostering shared growth, empowering communities, and championing the vital role women play in the sector. We're actively involved in global forums like the G20 and B20, advocating for initiatives that support women in agriculture with training and growth funding.

Our mission is to cultivate success, together. That's why we don't just offer financial services; we invest in the relationships that fuel innovation and the future of South Africa's agricultural sector. Because when the land flourishes, so do we all.

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