FNB Global Account

With the FNB Global Account, you can save for your next international trip, get quick access to manage currency risk and make and receive international payments.

Apply now

Open and manage your currency account online

The Global Account offers you the means to save and transact in foreign currency; whether you are saving for offshore travel, require quick access to manage currency risk or are receiving and making international payments.

Open online in minutes

Open a Global Account via Online Banking in under three minutes, then fund it easily.

No minimum balance

No minimum balance required and cheque-to-Global Account transfers are free.

Global Debit Cards

Order USD, GBP and/or EUR Debit Cards to spend directly from your account abroad.

Collect rewards points

Earn points for funding and maintaining the required minimum balance.

Pay and receive abroad

Make payments and receive earnings from abroad, in line with SARB rules.

Cash Passports for family

Order Cash Passports for your partner and children, funded from your account.

Best FX Provider 2017-2024

Recognised by Global Finance as a World's Best FX Provider.

Simplify your travel with a Global Debit Card

Access foreign currency savings via the Global Debit Card when travelling internationally. Use it to pay for international purchases and make cash withdrawals at ATMs abroad. Travel in comfort with access to over 1 200 DragonPass lounges outside South Africa, with 10 complimentary lounge visits and 1 guest allowed per visit.

Manage your Global Account

Invest funds abroad making use of the R2 million single discretionary allowance, or the foreign investment allowance for investments of up to R10 million.

Travel insurance benefit

Your account comes with an insurance benefit for emergency medical and repatriation.

Open and fund online

Open and fund a Global Account through your Online Banking profile, the FNB Banking App or the RMB Private Bank App.

Visa Airport Companion

Register your Global Debit Card on the Visa Airport Companion App to access airport lounges worldwide.

More about your Global Account

How to open and fund your account, SWIFT details, and the exchange control requirements you need to know.

How do I open a Global Account online?

Log in to your Online Banking profile
Select 'My Accounts'
Scroll down to the 'Global Account' section
Click on the icon on the left of 'Add global account'
Select 'Global Account'
Select the required currency
Accept terms and conditions
New account opened and account details emailed to you

How do I transfer funds from my FNB Cheque Account into my Global Account?

Have your personal income tax number with you.
Log in to your Online Banking profile
Select the 'Transfer' tab
Select the Global Transfer icon
Complete the details and select the following as the 'Reason for Transaction': 512-04: Deposit into a foreign currency account
Important note: If you transfer less than R2 million and you are within your single discretionary allowance, leave the following blank: Tax Clearance Certificate Reference, SARB Authorisation Application Number, SARB Authorisation Reference Number

What is a SWIFT code?

The Society for Worldwide Inter-bank Financial Telecommunication (SWIFT) is an electronic communication method used by banks all over the world to correspond with each other in a secure and standardised way. SWIFT transfers are secure, standardised, relatively inexpensive and extremely quick.

If you are unsure of the SWIFT code, simply select Foreign Bank Search while capturing your Global Payment application. FNB's SWIFT code is FIRNZAJJ. When entering the SWIFT code, please make sure that all the letters are in uppercase.

South African exchange control requirements

All foreign exchange transactions in South Africa are subject to exchange control regulations, governed by the South African Reserve Bank. In accordance with compliance and as an authorised dealer, we provide you with the rules applicable to South African residents travelling abroad. Full details can be found on the South African Reserve Bank's website.

Foreign currency for travel purposes may not be bought more than 60 days prior to the departure of the traveller.
Travel allowance covers a calendar year (1 January - 31 December).
Any unutilised portion of a travel allowance must be resold to an authorised dealer within 30 days of your return. You may however, reapply for the unused portion of your discretionary allowance at any time during the calendar year.
A South African resident over the age of 18 is entitled to a single discretionary allowance of up to R2 million per calendar year. The single discretionary allowance may be used for any legal purpose abroad (including for investment purposes).
Children under the age of 18 years qualify for a travel allowance of R200,000 per calendar year. A valid travel document must be presented, indicating that the journey commences from South Africa. Allowance may not be issued more than 60 days prior to departure.
The costs of land arrangements (hotels, cruises, tours, etc.) are deductible from a travel allowance, except the payment of airfares in rands.
In addition, each traveller may take R25,000 in South African Reserve Bank bank notes when visiting abroad.
Where the insurance value of your personal belongings not for sale exceeds R50,000, you will need a NEP form attested by a bank or by Customs and Excise. Please enquire at your nearest FNB branch should you need this form.

Earn interest

Earn interest across a range of currencies on your Global Accounts.*

View rates

Applying made easy

Save, spend and swipe internationally with the ultimate travel companion account.

Online Banking

FNB App

RMB Private Bank App

Qualifying criteria

•A South African resident

•A tax payer

•18 years or older

•The holder of a qualifying FNB Cheque Account in good standing

Required documents

•Use your R2 million single discretionary allowance without providing a Tax Clearance Certificate. This allowance covers travel, gifts and a number of other transaction types including investment.

•Should the R2 million not be sufficient, you can also make use of your R10 million foreign investment allowance with the relevant tax clearance certificate.

•Original supporting documentation to be delivered to your local FNB branch, Private Advisor, or couriered to the FNB Forex offices.

Ways to apply

Apply online now, or complete the call me back form and we will get in touch.

Apply now

Forex Pricing Guide Global Accounts Terms and Conditions

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*Interest rates are calculated per annum and are subject to change without prior notification. Global Account debit cardholders are entitled to 10 complimentary DragonPass lounge visits; customers may bring 1 guest per visit (deductible from, and dependent on, their available free lounge visits). The Global Debit Card must be registered on the Visa Airport Companion (VAC) App. Terms and conditions apply.